- Category: Council and social housing
- Last Updated: 14 October 2016
- What is the Council doing to meet housing need?
- Which Housing Associations are developing affordable houses in Ryedale?
- What is affordable housing?
- How do I apply to rent an affordable house in Ryedale?
- Where can I find out about buying an affordable house?
- Where can I find out about discount for sale?
- Where can I find out about other methods of buying a house?
- The right to acquire (buy)
Ryedale District Council has identified 5 main aims; the primary aim is:-
House prices in Ryedale are very high when considered relative to local average wages; this makes it extremely difficult for local people who have a low income to afford to buy their own home. The council works in partnership with local housing associations to tackle this.
The Council exceeded the targets for the delivery of affordable housing in 2012/13 with the completion of 94 affordable homes - the highest delivery across North Yorkshire in this financial year. The Council has an annual target of 75 affordable homes. Hawthorn Close Malton
In 2013/14, the Council completed 40 new affordable homes. Out of these 40 homes, 14 were affordable rent, 13 were social rent, 2 were intermediate rent, 10 were shared ownership and 1 property was a Discount for Sale home. This compares to 94 units delivered in 2012/13 and 95 in 2011/12.
In 2013/14, the Council fell short of its annual target of 75 affordable homes, however, with a total of 377 new affordable units over the past 5 years, this equates to meeting the target figure of 75 per annum due to increased delivery in previous years.
New developments on site in 2014/15 are expected to deliver around a further 60-70 additional affordable units during 2014/15
Ryedale District Council is part of the North Yorkshire Strategic Housing Partnership which aims to provide a co-ordinated approach to tackling housing need across the County. Partners have agreed a common North Yorkshire Housing Strategy.
The Housing Services Manager and Rural Housing Enabler at Ryedale District Council work in partnership with the following Housing Associations to provide more affordable homes in the district:-
The definition of affordable housing is taken from the National Planning Policy Framework (NPPF) March 2012.
Affordable housing: Social rented, affordable rented and intermediate housing, provided to eligible households whose needs are not met by the market. Eligibility is determined with regard to local incomes and local house prices. Affordable housing should include provisions to remain at an affordable price for future eligible households or for the subsidy to be recycled for alternative affordable housing provision.
Social rented housing is owned by local authorities and private registered providers (as defined in Section 80 of the Housing and Regeneration Act 2008), for which guideline target rents are determined through the national rent regime. It may also be owned by other persons and provided under equivalent rent arrangements to the above, as agreed with the local authority or with the Homes and Communities Agency.
Affordable rented housing is let by local authorities or private registered providers of social housing to households who are eligible for social rented housing. Affordable Rent is subject to rent controls that require a rent of not more than 80% of the local market rent (including service charges, where applicable).
Intermediate housing is homes for sale and rent provided at a cost above social rent but below market levels, subject to the criteria in the Affordable Housing definition above. These can include shared equity (shared ownership and equity loans), other low cost homes for sale and intermediate rent, but not affordable rented housing.
Homes that do not meet the above definition of affordable housing, such as "low cost market" housing may not be considered as affordable housing for planning purposes.
High house prices and high private rents have meant that there is a huge demand for affordable housing. Ryedale District Council works with partner Housing Associations to run initiatives which provide low cost homes for rent and sale, to help people who are unable to afford to rent or buy a home on the open market.
The low cost home ownership schemes in the District are:
An application form can be downloaded below or requested by email. The team will keep your application on file and you will be contacted when any properties become available with more specific information.
If you would prefer to have a paper application form sent out to you please telephone the Housing Options Team on 01653 600666 and request one.
Discount for Sale Application Form can be found at the bottom of this page.
If you can't afford to buy a home without help and you live or work in the immediate area and have an annual income of less than £40K.
How does it work?
Local Authorities give planning permission to private developers but set a restriction that some of the properties have to be sold at a discounted price. The private developer then sells the discounted properties to a housing association and the housing association sells them to buyers like you.
The discount can be any amount but is usually between 25% and 50% of the open market value.
How do I qualify?
The criteria is different for each scheme but first priority is normally given to those who live or work in the immediate area. If you are able to buy on the open market without help then you would not qualify. For example if your annual household income is more than £40,000 or if you have a deposit which is more than 15% of the value of the property we would need to know why you are applying for affordable housing.
What happens when I want to sell the property?
The original discount is passed on to the next person, so if you bought the property with a 25% discount you can only sell the property at 75% of the open market value. The Housing Association who sold you the property have 12 weeks to find a buyer before you can market the property with an Estate Agent, so you need to tell the Housing Association that you wish to sell first.
Do I have to pay rent?
No, there is no rent to pay as you would own the property 100%. With discounted sale the property can only ever be sold at the set % of the open market value which means that the property will always be an affordable home.
If you would like to apply to be considered for a Discount for Sale property please complete an application form and return it to Housing Services and your application will be kept on file. When suitable properties are nearing completion a member of the team will contact you to discuss your application.
Homebuy is a government funded initiative to assist people to purchase houses on a shared equity basis. Please follow the links below for more information or contact Housing Services on 01653 600666.
Find out more about Low Cost Home Ownership.
Find out more about Help to Buy.
Find out more about Affordable Housing in Yorkshire at Help to Buy NEYH.
Help to Buy is an umbrella term for a range of government funded schemes designed to help people to get onto the property ladder. There are several options available, including equity loans, rent to buy and shared ownership.
Help to Buy NEYH is the agent for the North East, Yorkshire and Humberside. They can provide advice on the schemes available, check if you are eligible and help you to find a property. For more details about the schemes, visit Help to Buy NEYH , alternatively speak to the team directly on 0113 852 6888.
Firstbuy is a new scheme introduced in 2011 to assist local people who are not home-owners to buy a new house. Applicants must be in employment with a good credit history and a yearly household income of below £60K.
Find out about how to apply and housing developments in Ryedale participating in the scheme.
Find out more about how the scheme works from the Homes and Communities Agency website.
If you would like to buy your own home but cannot afford it shared ownership may be an affordable option for you. The scheme enables local households to buy a share of a newly built home and pay rent on the remaining share.
Find out more about how shared ownership works.
What House? is an online property portal featuring hundreds of affordable homes and housing. This is a free search tool for people searching for affordable housing from housing associations and developers in the Ryedale District Council area.
Who has the right to buy?
The Right to Buy scheme enables council tenants who meet certain conditions to purchase their houses. There are no council houses in the Ryedale District Council area so this is not available for anyone living in Ryedale.
Who has the right to acquire?
The Right to Acquire scheme enables housing association tenants who meet certain conditions to purchase their houses. For further information about the scheme and to download an application form visit Gov.uk or contact your housing association direct.
More information is available from;
Email Housing Services to tell us what you think about our service.