- Category: Council and social housing
- Last Updated: 01 April 2015
Information and advice on what to do if you fail to pay your rent. Paying rent is a key part of your tenancy agreement. If you fail to pay your rent you could be at risk of becoming homeless.
The Council is a non stock holding authority but several Housing Associations provide social housing in the district, including the main provider of social housing, Yorkshire Housing.
Paying rent can sometimes be difficult if you are on a low income or have money problems. Here is a brief guide of what you should do if you find yourself in this situation.
- Don't panic!
- Contact your Housing Association to discuss your account over the telephone. It is often possible to make an arrangement to pay your arrears by instalments. If you keep to an arrangement like this then no further action will be taken.
- Email the Housing Options Team for advice.
- Appointments with a member of the Housing Options team are available at Ryedale House every weekday and can be arranged by phoning Customer Services 01653 600666.
- If you cannot attend an appointment but would like to speak to one of the team for advice please phone 01653 600666 and ask for Housing Options.
You can also contact Ryedale District Council's Housing and Council Tax Benefit Section for further advice on (01653 600666).
You can also use the Benefits Calculator on the GOV.UK Website.
If you have several debts, you can contact the Ryedale Citizens Advice Bureau on 08444 111 444. They will make appointments to see you at their offices with a view to helping you to make arrangements with your creditors. You can also get advice from the CAB Advice line.
You could also contact The National Debt Line who offer free, confidential, independent advice on FREEPHONE 0808 808 4000.
Your Housing Association will take action to recover rent from tenants who don't have a genuine reason for their rent arrears. They will send letters to all their tenants who fall into arrears. Do not ignore these letters.
If you are a Secure Tenant and you do not clear the arrears or contact your Housing Association to speak to your Estate Manager immediately to make a suitable repayment arrangement, you may ultimately be served with a Notice Seeking Possession (NSP). The NSP stays in place for one year and can be renewed if there are still arrears on your account. Four weeks after the NSP is served, if you have failed to make and maintain a repayment arrangement or clear the arrears in full, your Estate Manager may apply to Court for a Possession Order. The court costs of £150.00 will be charged to you.
If you are an Introductory Tenant you will be served with a Notice of Possession Proceedings (NPP). As an Introductory Tenant, you do not have the same rights as a secure tenant and it is a lot easier for us to gain possession of your home if you fail to pay your rent.
Your Housing Association will continue to write to you and visit you to try to discuss your arrears and it is very important that you make contact with your Estate Manager. You will receive confirmation of the Court Hearing date in writing. It is very important that you attend the Court Hearing as you will need to explain to the County Court Judge why you have not made your payments.
If you make an offer to make payments by instalments, and you are a Secure Tenant, the Court may agree to adjourn your case based on this arrangement. This will stay in force until all the arrears are paid in full.
If you do not make an arrangement to repay your arrears or you default on the agreement made at the County Court, Your Landlord may apply to the County Court again to either request another Hearing or request outright possession of your home. This is called an Eviction Warrant and this gives your landlord the right to send a bailiff to evict you from your home.
Please note: If you are an Introductory Tenant, the Court will automatically give your Housing Association the possession of your home as you have no security of tenure.
If you are evicted, your Housing Association will continue to take action to recover the amount owed. If you contact the Council as a result of homelessness occurring due to non payment of rent, you may be considered to have made yourself intentionally homeless and, as such, would not be entitled to alternative permanent accommodation provided by the council.